Introducing Money Smart

Woman sitting on sofa looking at spreadsheet and calculator

Register for Our New Financial Literacy Program

When it comes to economic security, many women face significant challenges. A racial wealth gap and a wider-than-average gender wage gap make it difficult for many to get on firm financial footing. AAUW’s new series of free virtual workshops is aimed at supporting women at Historically Black Colleges and Universities, Women’s Colleges and Minority Serving Institutions. Our goal is to help you budget, save and plan for the future.

About the Program

AAUW Money Smart logo

The Money Smart series includes three one-hour, facilitator-led virtual training sessions. Although each workshop can stand on its own as a learning resource, the sessions build on one another to provide a comprehensive guide to personal money management.


Workshop 1: Smart Foundation

Learn the ins and outs of budgeting and ways to create a money plan that aligns with your personal values.

No upcoming sessions scheduled at this time.

Workshop 2: Smart Finances

Understand how to manage your existing credit and debt, including student loans.

No upcoming sessions scheduled at this time.

Workshop 3: Smart Future

Get counsel on how to approach investments and retirement planning. When it comes to money, the time to start thinking about the future is the present!

Thursday, December 2, 2021 | 5pm ET | Register Now 
Thursday, December 9, 2021 | 5pm ET | Register Now 

Why Money Smart?

Women are paid 83 cents for every dollar paid to white, non-Hispanic men, and Black women are compensated just 64 cents compared to white men. Moreover, women hold two-thirds of the nation’s student-loan debt. More than 70% of Black students go into debt to pay for higher education, compared to 56% of white students.

Many Black and Brown women borrow more—and take more time to pay off their debts—because they have less family wealth to rely on. This so-called “wealth gap” spans generations and is due to centuries of racism, discrimination and unequal access to education and housing. To make matters worse, Black women are more likely to work in lower-paying service occupations like food service, domestic work and health care assistance than other industries and less likely to be employed in higher-paying engineering and tech fields or managerial positions.

As we work to create more equitable systems, we also want to inform and empower women to optimize their earnings through educational programs like Money Smart. We particularly encourage women of color to participate, given the additional challenges and discrimination they face.